
ã俺ã®èåŸè³éããªããªãïŒããšèšã£ã倫
å¥å± ãããšã倫婊ã®äŒè©±ã¯âçŸå®âã ãã«ãªã£ãŠããã
å¥å± ããŠãã倫ãããLINEé»è©±ãäœåºŠã鳎ã£ãã
æåã¯ç¡èŠããŠããã ã§ãé³Žãæ¢ãŸãªãã
仿¹ãªãåºããšã倫ã¯ã
ã話ãåãããããã£ãŠLINEãããã©è¿äºããªãããé»è©±ããã ãšèšã£ãã
å¥å±
ããŠããŸã äžå¹Žãçµã£ãŠããªãã
ããé¢å©ã®è©±ãããšç§ã¯æã£ãã
ç§ã¯ãŸããä»ã¯è©±ãåããé£ããç¶æ³ã ãšèª¬æããã
æ¯ãå ¥é¢ããŠããããšã ç§ã®è¶³ã®æªæãããŸã æ²»ã£ãŠããªãããšã
ã§ã倫ã¯ããããèããŠãäœãèšããªãã£ãã å¿é
ããèšèããªããã°ãæ°é£ãããªãã
ãšããããç§ããä»äºãèŸããã€ããã ããšèšã£ãç¬éã ããæ¥ã«å£ãåºããŠããã
ããªãã§èŸãããã ïŒã
ç§ã¯ã ãè²ã
ããã®ã ãšã ãè¿ããã
説æããŠãããã£ãšåãã£ãŠããããªããšæã£ãããã ã
ãã®åŸã倫ã¯å§ããåããçåèŽäžã«ã€ããŠ
ãäžã€ã®éè¡ã«ãŸãšããŠã»ããã ãã«ãŒããè¿ããŠã»ããã ãšèšã£ãŠããã
å¥å±
ããŠãããããã®ãŸãŸç§ã管çããŠãããããã«ãŒãé¡ã¯ç§ãé ãã£ãŠããã
倫ã®å人財ç£ãªã®ã ãããèšã£ãŠããããšã¯æ£è«ã ãšæã£ãã
ãã ã1000äžå以äžããã®ã«ãäžã€ã®éè¡ã«ãŸãšããã®ã¯ãªã¹ã¯ãããã åç£ããå Žåãè£åã¯1000äžåãŸã§ãªã®ã«ãæ¬åœã«ããã®ã確èªããã
ã§ã倫ã¯ã ãããã§ããã ãšèšã£ãã ã ããç§ã¯ãæ¬äººã®å¥œããªããã«ãããããšã«ããã
ãã®åŸã倫ã¯å ±å財ç£ãååã«ããããšèšãåºããã
ç§ã¯ãã®èšèã«ã«ãã³ãšããã ååã«ãããããã£ããå¥ãããããšæã£ãŠããã®ã ãããã
æ¬æ¥ãªãDVã®æ °è¬æåé¡ã«ãªããšããããç§ã¯è§£æ±ºéãšãã圢ã§åããã€ããã§ããã ã§ãããã¯ãŸã äœæŠæ®µéã ã£ãã®ã§ãå£ã«ã¯åºããªãã£ãã
çåèŽäžã倧éãªã®ã§ãæãå®¶ã®çŸéã®è²¯éã¯100äžåã»ã©ãããªãã
æ®ãã¯NISAã§éçšããŠãããããç°¡åã«ã¯åããããªããšèª¬æããã
ãããšå€«ã¯ã ãæ ªã«æ³šã蟌ãã§ãã®ãïŒã ãšèšã£ãã
ãŸãã§ç§ãåæã§ãããŠãããããªèšãæ¹ã ã£ãã
ããã³ã³ãããŠããæ¬äººã«ãããªãµãã«èšãããŠãç§ã¯ãŸãè
¹ãç«ã£ãã
倫ã«ã¯ãçåèŽäžã§æž¡ããããéãããã
ç§ã¯ã
ãæ³åŸäžã¯ããããªãã®è²¡ç£ã§ãããïŒã
ã1,500äžåããããªãèåŸã¯äœãšããªãã§ãããïŒã ãšè¿ããã
ãããšå€«ã¯èšã£ãã
ããããããã¯æ¯ã¡ãããèŠåŽããŠè²¯ããéã ãã䜿ããªãã
æãå®¶ã®è²¡ç£ãæ©ãååã«åããªããš
ã俺ã®èåŸã®è³éãç¡ããªãã ãšãèšã£ãŠããã®ã ã
çåœä¿éºãè§£çŽããŠã
è§£çŽè¿æ»éãååã«åããã300äžçšåºŠã
å¥å±
ãããŠãããããŒãã¹ã¯ç§ã宿é éã«ããããšããããŠãæ¢ããŠè§Šããã«æŸçœ®ããŠããã
ããã¯å¥å±
ããŠç Žç¶»ãšèŠãããææããã¯å人ããããã®è²¡ç£ã«ãªãã®ã§ãäºããé¿ããããã«è§Šããªãã§ããã
å¬ã®ããŒãã¹ã®äœãã¯å€«ã®å人財ç£ãšãªããšæãããæãå®¶ã®å
±æè²¡ç£ã®è²¯éãšãã»ã©å€ãããªãã
iDeCoãéè·éãå«ãããã圌ã¯2,000äžå以äžããç¶æ³ãªã®ã ã
ãããªã®ã«ãé¢å©åããååã«ããŠãããšèšã£ãŠããããã ã
èåŸã®è³éãªããŠã倫ãç¬èº«ã«ãªãåããããããŒãã¹ã貯éãããããã£ãšããéã«æ°çŸäžã«ãªããšèšãã®ã«ã ã
ãã®ç¬éãç§ã¯å€§å£°ã§æé³Žã£ãŠããŸã£ãã
ãç§ã®æ¹ãèåŸã倧å€ã ããšã
ç§ã«ã¯ç
æ°ãããã 幎éãå°ãªãã
é¢å©åŸã®äœãŸãããèåŸããäžå®ã ããã ã
ç§ã¯çŸå®ãèŠãŠããã ã§ã倫ã¯ããŸã âæ¯ã¡ããã®éâã®äžçã«ããã
ç§ã¯ã ãçåèŽäžã¯çžç¶ãªã®ãããªããåæã«äœ¿ã£ãŠè¯ãéãªã®ãã ãšèšã£ãŠãã倫ã¯åŒããªãã
å
åŒã§åãããŠ3,000äžåããã®ã«ã
80æ³åŸåã§æœèšã«å
¥ããç
æ°ã§å
¥é¢ããããšããªããèªç¥çãã²ã©ããªãã
éçšããŠããã°ãæ¯ããå¿ èŠã¯ãªãã
ãã®äžæ¹ã§ãå ±å財ç£ã¯ååã«ããããšèšã£ãŠããã
ç§ã¯åããŠããŸã£ãã
èªåã®çåèŽäžã«ã¯æãä»ããããªãã
ã§ãç§ã®ç掻è³éã«ãªããã®ã¯åããŠã»ããã
ãã®èãæ¹ã«ãã©ãããŠãçŽåŸã§ããªãã£ãã
ã ããç§ã¯èšã£ãã
ããŸãåŒè·å£«ã®ç¡æçžè«ã«è¡ã£ãŠããŠã
ã3ãæãããåãã°ãå°ãã¯åãããšæãããã
ãããšå€«ã¯ã ãäžä»¶ãåããªããšãããªãã®ãïŒã ãšèšã£ãã
ãããã§æ å ±åéãããªã人ãã30åã®ç¡æçžè«äžåã§ãé¢å©ã財ç£åäžã®çŸå®ãå šéšçè§£ã§ãããšã¯æããªãã£ãã
ã ããç§ã¯ã芪åå¿ã§èšã£ãã€ããã ã£ãã
ã§ã倫ã¯ã ãæé皌ãã ãã ãšèšã£ãã
ããäŒè©±ã«ãªããªãã£ãã
ç§ã¯é»è©±ãåãããã®åŸã¯LINEã ãã§ããåãããããšã«ããã
ä»ãè³æ Œã®å匷ãããŠããããšã
å¿ã®è¬åº§ãç¶ããªãããèªåãç«ãŠçŽãããšããŠããããšã
ããããåã«é²ããããã«ãåãæ¹ãæ¢ããŠããããšã
ããããããšãå«ããŠãçè§£ããŠããããããšéã£ãã
ãããŠãåºåŒµãæãã§ãããšã©ãããŠãæ»æçãªçºèšãå€ã倫ãšè©±ãåãã¯é£ããã
ã ãããä»äºãéåžžã¢ãŒãã«æ»ããç§ã®èŠªãç§ã®ç°å¢ãæŽã£ããã話ãåãã®è°é¡ãšèŠçŽãã¡ãŒã«ã§éã£ãŠæ¬²ãããšäŒããã
ã©ã€ã³ã§ã¯é·ãããããããã€ã䜿ã£ãŠããã¡ãŒã«ã«ããŠãããšãäŒããã
äœã話ãåããããã®ããåãããã«ã倫ãšäŒãã®ã¯å±éºã§ããã
ã¢ã©ãã©ã¯å£ãäžæãã®ã§ãçžæã®çã«ä¹ã£ãŠããŸããªãããã«ããããã ã
ç¶æ³ãæããŠããå€«ã¯æ¢èªã¹ã«ãŒã ã£ãã
仿¹ãªãã ãç¶æ³ã¯çè§£ã§ããŸãããïŒã ãšéããšããããããçè§£ããŸããããšè¿äºãæ¥ãã
倫ãçåèŽäžã®ãã£ãã·ã¥ã«ãŒããåãåã£ããããã°ã€ã³æ
å ±ãå€ããããšèšã£ãŠããã®ãæãåºããã
ãã¡ãããç§ã®ãã®ã§ã¯ãªãããããã°ã€ã³æ
å ±ãå€ããã®ã¯èªç±ã ãšæãã
ãã ã ããããã®æã«ãå ãããå°ããªãããããã°ã€ã³æ å ±ãæžãæ®ããŠãããæ¹ããããšæããŸããç§ãè²·ã£ããšã³ãã£ã³ã°ããŒããšåãã§è¯ããã°è²·ã£ãŠéããŸããããšææ¡ãéã£ãã
å€«ã«æ¥ãªããšãããã°ã確èªã§ãã人ãå¿
èŠã«ãªããããããªããšæã£ãããã ã
é¢å©åã«æ¥æ»ã§ãããããããã¡ãã倧å€ã«ãªãã
ããããç§ãšæ¯åã¯å€§åã§ã¯ãªãããã矩å
ã®ååãåºããã
æäœéã®ããšã ãã¯äŒããã
ããã«ã¯å³çã ã£ãã ããšã³ãã£ã³ã°ããŒããè²·ã£ãŠãã ããã
æ¢èªã¹ã«ãŒãšã®å·®ãæ¿ããã
æ¢èªã¹ã«ãŒãšããã°ã
éäžå Žã®äžå°äŒæ¥ã®èªç€Ÿæ ªå¶åºŠãå§ãŸããããšã
ãå®¶ã®éã§50äžåè³Œå ¥ãããããšLINEãæ¥ãæãããã ã£ãã
äžå ŽäŒæ¥ãšäœãéãã®ããšèª¬æãã
çŸéã¯ã»ãšãã©çåèŽäžãªã®ã ãã
ãçåèŽäžã®éã§è²·ã£ãŠã»ããã
ãšè¿ä¿¡ãããã
ã©ãããã®ãè¿äºããªããŸãŸã ã£ãã
ç§ã¯ç¶ããŠã ãçåèŽäžã®å£åº§ã®ãã£ãã·ã¥ã«ãŒããèŠã€ãããªãã®ã§ãä»ãããã€ãã®ä¿ç®¡å Žæã確èªããŠã»ããããšéã£ãã
ãããŠã ãããç¡ããã°ç³ãèš³ãªãããã©ãå°éã§åçºè¡ããŠããŠã»ããããšãäŒããã
ã§ãããã®åŸã¯è¿äºãæ¥ãããšã¯ãªãã£ãã
ç¿æ¥ããèŠã€ãããªãã£ãã®ïŒããšå床é£çµ¡ããã
ãããšããèŠã€ãã£ãããšè¿äºãå±ããã
ãã£ãã·ã¥ã«ãŒããè¿ããŠã»ãããšèšãåºããã®ã¯å€«ã®æ¹ã ã£ãã
ãããªã®ã«ãèŠã€ãã£ãæç¹ã§èªåããé£çµ¡ãããããšã¯ãªãã£ãã
ç§ã¯ãããŸã§ããã¯ãã©æ°è³ªã®äººãã¢ã©ãã©åŸåã®ãã人ãã¡ãšé¢ããäžã§ãããããå Žé¢ãäœåºŠãèŠãŠããã
èªåãå°ã£ãŠããæã¯çžæãæ¥ããã
ãããåé¡ã解決ãããšããã®åŸã®å ±åãçžæãžã®é
æ
®ã¯åŸåãã«ãªãã
ç§ã¯ä»¥åãªãã
ãä»äºã§ãå ±åã»é£çµ¡ã»çžè«ãã¯ãã£ãŠããªãã®ïŒã
ãå ±åãããããã®ãåžžèã ããã
ãã©ããã£ãŠä»äºããŠããã®ïŒã
ãããªæ£è«ãå£ã«ããŠãããšæãã
ã§ãä»ã¯éãã
éããªãçžæã«æ£ããã説æããŠããçžæãå€ããããã§ã¯ãªãããšãç¥ã£ãã
ã ããç§ã¯äŒããªãã
çžæãå€ããããšããããèªåã®è·é¢ã®åãæ¹ãèããæ¹ã倧åã ãšæãããã«ãªã£ãã
ãã¡ããå
šå¡ãããã ãšã¯èšããªãã
è·å Žã®ãã¯ãã©æ°è³ªã®äººã«ã倫ã
ãã ãç§ã«ã¯èŠèŠãã®ããè¡åãã¿ãŒã³ã«æããããã
ãã®ãããšãã§ãæ°æ¥åãè·å Žã®ãã¯ãã©å¥³æ§ãšã®ããåããæãåºããã
ãã®å¥³æ§ã®ææ çãªçºèšã§ãéå»1人æ¥ããªããªã£ãã
圌女ã¯ãææ çã«ãªãããåšå²ãæãä»ããããªãã
æå°ããŠããããã«ã¯èŠãããææ ãã¶ã€ããŠããããã«ããèŠããªãã£ãã
ãã®äººãæ¥ããªããªã£ãŠããããã®æ¹æ¬äººãšã¡ãŒã«ãããããšããã£ãã
äžæãè¡ããªãããšãšããçžè«çªå£ã«çžè«ããŠã¿ããã©ããïŒãšã¡ãŒã«ããŠããããã¯ããã¯ãã©ãåå ã ãšå€æããããšã«ãªã£ãã
çžè«çªå£ããäžåžã«é£çµ¡ãå ¥ãããã®åŸãäžåžããã¯ãã©ããåŽã«æå°ããã
ããããäžåžã«å°éå€ã®åéã®æå°ãããããã«ãšåœãããããšã
äžåžã®ããã«ããŠã
èªåã¯æªããªããšèšã人ã ã£ãã
å°éåéå€ã®è·å Žã ãšåãã£ãŠè»¢è·ããŠããã®ã¯åœŒå¥³ã§ããã®ã«ã責任ã¯è² ããããªãã
話ããã¿åããªãã
ã¡ãŒã«ã¯ãã€ãäžæ¹éè¡ã
æ¢èªã¹ã«ãŒãå ±éããã
ãã©ã¹ã¡ã³ããã人ã¯ã話ãåã¿åããªãã
倫ããã®å¥³æ§ã2人ãšãéãè©±ã«æã£ãŠããã
ç§ãæ£è«ãèšã£ãŠãè«ç¹ãããæ¿ããã
圌ãã¯ãåé¡ã®è§£æ±ºãã§ã¯ãªãããèªåãåªäœã«ç«ã€ããšã»æãããªãããšãããèããŠããªãã®ã ã
ããããã®æã®äººãšã¯è©±ãåããã§ããªãã®ã ãšã
ç§ã¯ããããåãã£ãã®ã§ã話ãæã¡åã£ãã
ãã¯ãã©å¥³æ§ã«ãã話ããããŠããã®ã§ãè©±ã¯æ¢ããã
ãã®ããšã¡ãŒã«ã§è§£æ±ºããã°ããã ã£ãã
2人ãšãææ
çã«è©±ããŠããããç²ããŠããŸãã
è«ç¹ãããã責任転å«ã
ãã¡ãã芪åã«ããŠãçäžå°œã§è¿ããŠããã
ç§ã¯æ£è«ã§èããããç²åŒããŠããã
倫ã®åºåŒµåã®å®çªè¡åââæ»æçãªææ
倫ã¯åºåŒµåã«ãªããšãæ¯åã«åœãããªããªã£ãããç§ã«å€ãªLINEãéã£ãŠããããšããã£ãã
倫ã®èŠªã®äžå¹žã®æã«ãã©ãããã®ããšèããŠããã®ã ã
ãç§ã®èŠªã«ãããã®æã¯é£çµ¡ã欲ããã§ããïŒã
ãããªããšãèãããŠããç§ã¯çµè«ãåºãŠããã
ããããããŠããå®¶æã®äžå¹žã«ãå¥å±
äžã®å«ãè¡ããããããªãã
å·ããèŠç·ã«èããªããã°ãããªãã
誰ã«ãæè¿ãããªãã®ã ããã
ã ããç§ã¯å€«ã«
ã誰ã«ãåã°ããªãã®ã§è¡ããŸãããé£çµ¡ãäžèŠã§ãã ãšäŒããã
ãã®æãããããåãã£ãã
çžæã¯çŸå®ã話ããŠããªãã£ããè°è«ã®éå±€ãéãã
ç§ãã¡ã¯ã åãæªæ¥ãèŠãŠè©±ããŠããããã§ã¯ãªãã£ãã®ã ã
é²è¡åå¿ã匷ã人ã
話ãåããããæ°ã®ãªã人
è«ç¹ããããã®ã¯ã远ãè©°ãããããšãã®é²è¡åå¿ã§ããããŸãã æ£è«ã§è¿ããªããããå俵ãå€ããã®ã§ãã
ãããŠã圌ãã¯ããããçµè«ãå€ããã€ããããããŸããã
è°è«ã¯ãèããæŽæ°ããããã®ãã®ãã§ã¯ãªãã ãèªåã®æ£ãããéãããã®å Žãã«ãªã£ãŠããŸãã
ã ãããã©ãã ãäžå¯§ã«è©±ããŠãå±ããªãã
å±ããªãã®ã¯ãããªãã®äŒãæ¹ã®åé¡ã§ã¯ãããŸããã åãåãåè·¯ããæåããéããŠããã®ã§ãã
ðé¢é£èšäº
ðäžèšã¯çãåç·šéããŸããã
åŸåã«èšèŒãããŠããå§ã«ã€ããŠã¯å¥ã®èšäºã§å
¬éäºå®ã§ãã
远å èšäº
äžèšã®èšäºãïŒã€ã«åããæ°ãã«æžãèµ·ãããŸããã